The insurance will not cover any other consequential loss suffered by the insured car, other than those mentioned under the policy.
#ONLINE RENEWAL UNITED INDIA INSURANCE DRIVER#
If the driver damages the car under the influence of intoxicants such as alcohol or drugs, then this policy will not cover any liabilities or damages caused. The regular wear and tears of the car will not be covered under insurance. The company will not cover any contractual liabilitiesĪny loss or damage caused to the insured car due to war or warlike operations will not be covered. Insurer will not cover any loss or damages if the insured car is used for a purpose other than personal use. The policy does not cover any liabilities or damage suffered by the insured car or driver outside the geographical area mentioned in the policy document.
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High Incurred Claim Ratio – Among motor companies in India, the United India Insurance company has the highest Incurred Claim Ratio or ICR of 120.79% in the year 2018-19.It can be accumulated up to a maximum of 50% discount and the bonus is granted at the time of renewal. No claim bonus – Those policyholders who do not make any claims during their policy period can enjoy the benefit of No Claim Bonus.24X7 Service – United Car Insurance helps you and supports you through 24X7 assistance.This discount can be applied to your own damage cover. Anti-Theft Device Discount – Car owners who have installed anti-theft devices in their cars will be granted a premium amount up to a maximum of Rs 200.The company’s policy comes with a cashless repair facility if the repair work is undertaken at one of the network garages. Cashless Facility – The company has over 456 network garages across the country.United India Car Insurance provides many benefits to its customers. Here are some of the benefits and features you can enjoy. Package Policy (Home Insurance, Shopkeeper Insurance and Office Insurance ).Vaporisation of the Prostate (Green laser treatment or holmium laser treatment)
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Robotic Surgeries (However, for Sum Insured Options 3 Lacs & above, limit shall be upto 75% of Sum Insured per policy period for claims involving Robotic Surgeries for (i) the treatment of any disease involving Central Nervous System irrespective of aetiology (ii) Malignancies)
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Uterine Artery Embolization & HIFU (High intensity focused ultrasound)į. HOME TREATMENT UPTO 14 DAYS SUBJECT TO MAXIMUM OF 15000/- PER POLICY PERIODĪ. RESTORATION OF SUM INSURED FOR ACCIDENTAL HOSPITALISATION (FOR SUM INSURED OPTIONS 3 LACS & ABOVE) SUM INSURED FOR ACCIDENTAL HOSPITALISATION Maximum SI available : 20 Lacs and 22 Lacs SUPER TOP : 5LACS & 10 LACS IN EXCESS OF 10 & 12 LACS